How FinBrief Makes Money

Transparency is the foundation of trust. Here's exactly how we sustain this platform — and what we will never do.

How We Earn

When you click "Explore this plan" on one of our recommended products, we may earn a referral fee from the insurance company. This typically ranges from 5-15% of your first-year premium.

✅ This NEVER changes your Financial Safety Score.

✅ This NEVER changes which product we recommend first.

Our decision engine is purely mathematical: it considers your savings, expenses, income, and insurance status. No insurer can pay to be ranked higher.

What We Never Do

  • ✕We never sell your personal data to any third party, ever.
  • ✕We never auto-submit your information to insurance agents or call centres.
  • ✕We never paywall your Financial Safety Score or core features. If you get value, you should be able to use it — free, forever.
  • ✕We never let an insurer influence our scoring algorithm. The math is the math.

How Your Score Works

Your Financial Safety Score (0-100) is calculated from three components:

35

Emergency Fund

35

Health Insurance

30

Term Insurance

Each component awards full points only when you meet the threshold (e.g., 6 months of expenses saved for Emergency Fund). Partial credit is given for partial progress.

The algorithm processes your data entirely on your device. We only store it in our database if you opt in to save your profile.

Questions about our practices? Email us at hello@finbrief.in

Check Your Score Free